488 State St, Marion, NC 28752 Property Records

McDowell County property record for 488 State St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,429 sqft · built 1928
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$726 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1701-08-97-3956`

Property Details

APN / Parcel Number

Primary APN	`1701-08-97-3956`
Alternative APNs	`67088` `80204`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,429 sqft Heated Area
Gross Area	2,440 sqft
1st Floor Area	1,429 sqft
Basement Area	773 sqft
Unfinished Basement	773 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Clay Tile
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Area	180 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	80204
Street Address	488 STATE ST
City	MARION
State	NC
Zip	28752-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.26 AC PER SURVEY 07-08-1992
Legal Subdivision	PARK HILL S/D
Legal Block	2
Legal Lot Number	4
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2015
Census Tract	970400

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 STATE ST, MARION, NC 28752-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer
Aug 5, 2022	Intrafamily Transfer, Transfer
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 11, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	20233801
Deed Book / Page	1444 / 202
Prior Transfer Date	Aug 4, 2022
Prior Transfer Doc	0014090028
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 11, 2023
Property Address	488 STATE ST, MARION, NC 28752-4029
Document Number	0014440202
Book / Page	1444 / 202
Instrument Date	Aug 11, 2023
Instrument	2023003801
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9208 W BRANDT RD, HAYWARD, WI 54843-5142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 STATE ST, MARION, NC 28752-4029

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Aug 5, 2022
Property Address	488 STATE ST, MARION, NC 28752-4029
Document Number	0014090028
Book / Page	1409 / 28
Instrument Date	Aug 4, 2022
Instrument	2022004728
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 STATE ST, 488, MARION, NC 28752-4029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 STATE ST, MARION, NC 28752-4029

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	488 STATE ST, MARION, NC 28752-4029
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014030618
Date	Jun 20, 2022
Book Page	1403/618
Instrument	2022003751

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Oct 11, 2017
Property Address	488 STATE ST, MARION, NC 28752-4029
Document Number	0012260534
Book / Page	1226 / 0534
Instrument Date	Oct 4, 2017
Instrument	2017004923
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 STATE ST, MARION, NC 28752-4029

Mortgage

Document Number	2017004924
Date	Oct 11, 2017
Instrument	2017004924

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00	$121,480 (-) Land $25,000 Building $96,480
2023	$726.00 (+6.45%)	$121,480 (+8.15%) Land $25,000 Building $96,480	$121,480 (+8.15%) Land $25,000 Building $96,480
2022	$682.00	$112,330 Land $17,500 Building $94,830	$112,330 Land $17,500 Building $94,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures