416 State St, Marion, NC 28752 Property Records

McDowell County property record for 416 State St, Marion, NC 28752 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,155 sqft Heated Area
Lot Size	16,500 sqft (0.378 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2022)
Tax Bill	$523.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1701-08-97-0711`
Alternative APNs	`27123` `78549`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,155 sqft Heated Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,500 sqft (0.378 acres)
Depth X Width	150 ft x 110 ft Depth x Width
Garage Area	192 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	78549
Street Address	416 STATE ST
City	MARION
State	NC
Zip	28752-4029
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L1 BLK1 PK HIL S/D PB1P6115
Legal Subdivision	HIL S/D
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCDOWELL NC
Minor Civil Division	MARION
Census Blockgroup	2
Census Block	2014
Census Tract	970400

Owner

Source: McDowell County records · APN 1701-08-97-0711

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 STATE ST, MARION, NC 28752-4029
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Deed Doc Number	0001413626
Deed Book / Page	1413 / 626
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 21, 2022
Property Address	416 STATE ST, MARION, NC 28752-4029
Document Number	0014130626
Book / Page	1413 / 626
Map Reference	MB 1 PG 115
Instrument Date	Sep 16, 2022
Instrument	2022005596
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4034, CLARKSVILLE, TN 37043-0034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 STATE ST, MARION, NC 28752-4029

Mortgage

Document Number	2022005597
Date	Sep 21, 2022
Instrument	2022005597

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00	$87,550 (-) Land $40,000 Building $47,550
2023	$523.00	$87,550 Land $40,000 Building $47,550	$87,550 Land $40,000 Building $47,550

Flood & Wildfire

416 State St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 7,143 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.