Hamilton County property record for 451 Stanley Ave, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,980 sqft · built 1998 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,500 (May 2008) |
| Tax Bill | $8,075 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0006-0095-00 |
| Primary APN | 028-0006-0095-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 990 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 451 STANLEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | STANLEY AVE 25 X 100 LOT 24 COTTAGE HILL SUB BLK F |
| Legal Subdivision | COTTAGE HILL SUB |
| Legal Block | F |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 451 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2008 · Amount on Record |
| Deed Sale | May 14, 2008 · Amount on Record |
| Prior Sale | Jan 25, 2006 · Amount on Record |
| Deed Document Number | 200865258 |
| Deed Book / Page | 10849 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 451 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 451 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000052467 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 14675/2239 |
| Instrument | 2022-0052467 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 9, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 451 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000030951 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14372/1459 |
| Instrument | 2021-0030951 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 451 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056762 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 17-0056762 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,075.00 (+3.13%) | $131,317 (-) Land $39,785 Building $91,532 | $375,190 (-) Land $113,670 Building $261,520 |
| 2024 | $7,830.00 (-2.21%) | $131,317 (-) Land $39,785 Building $91,532 | |
| 2023 | $8,007.00 (-0.05%) | $131,317 (+11.41%) Land $39,785 Building $91,532 | $375,190 (+11.41%) Land $113,670 Building $261,520 |
| 2022 | $8,011.00 Homeowner's exemption | $117,867 Land $16,195 Building $101,672 | |
| 2020 | $336,760 Land $46,270 Building $290,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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