447 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 447 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1999
Lot Size0.055 acres (2,439 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Dec 2019)
Tax Bill$7,785 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-0006-0093-00

Property Details

APN / Parcel Number

Primary APN028-0006-0093-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
1st Floor Area948 sqft
2nd Floor Area948 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,439 sqft (0.055 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address447 STANLEY AVE
CityCINCINNATI
StateOH
Zip45226-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANLEY AV 25 X 100 LOT 22 COTTAGE HILL SUB BL F
Legal SubdivisionCOTTAGE HILL SUB
Legal BlockF
Legal Lot Number22
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract4703

Owner

447 Stanley Ave is owned and occupied by an individual who bought it in December 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address447 STANLEY AVE, CINCINNATI, OH 45226-1718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2019Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Dec 9, 2019Warranty Deed, Transfer · Conventional Mortgage
RIVER CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2019 · Amount on File
Deed SaleDec 9, 2019 · Amount on File
Prior SaleMay 21, 2015 · Amount on File
Deed Document Number0000108641
Deed Book / Page14059 / 01142
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address447 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078265
DateSep 13, 2019
Book Page14001/01134
Instrument2019-0078265
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 9, 2019
Property Address447 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number0000108641
Book / Page14059 / 01142
Map ReferenceMB 4 PG 28&29
Instrument DateDec 2, 2019
Instrument2019-0108641
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyMATTINGLY FORD TTL SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address447 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number0000108642
DateDec 9, 2019
Instrument2019-0108642
Lender
NameRIVER CITY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 447 Stanley Ave was $7,785, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,785.00 (+3.14%)$126,599 (-) Land $39,785 Building $86,814
2024$7,548.00 (-2.22%)$126,599 (-) Land $39,785 Building $86,814
2023$7,719.00 (-9.87%)$126,599 (+0.47%) Land $39,785 Building $86,814$361,710 Land $113,670 Building $248,040
2022$8,564.00 Homeowner's exemption$126,001 Land $16,195 Building $109,806
2020$360,000 Land $46,270 Building $313,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 447 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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