443 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 443 Saddlebrook Ln, Naples, FL 34110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,569 sqft · built 2011
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Oct 2019)
Tax Bill	$10,115 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`412650 153A23`

Property Details

APN / Parcel Number

Primary APN	`412650 153A23`
Alternative APN	`50940009645`

Interior

Stories	2 Stories
Building Area	2,569 sqft Living Area
1st Floor Area	2,569 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Pool Area	392 sqft
Deck Area	813 sqft

Location & Zoning

Street Address	443 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSE CREEK ESTATES LOT 15
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

Source: Collier County records · APN 412650 153A23

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Oct 04, 2011 · Amount on Record
Deed Document Number	20195779384
Deed Book / Page	5685 / 3187
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0037691704
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CLEAR CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379

Mortgage

Document Number	0058361514
Date	Oct 28, 2020
Book Page	5836/1514
Instrument	5945062

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 18, 2019
Property Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0056853187
Book / Page	5685 / 3187
Map Reference	MB 41 PG 74-81
Instrument Date	Oct 17, 2019
Instrument	5779384
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9441 SANDERLING CT, 9441, NAPLES, FL 34120-1966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379

Mortgage

Document Number	0056853189
Date	Oct 18, 2019
Instrument	5685-3189

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	443 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0055240482
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 SADDLEBROOK LN NAPLES FL 341101379, NAPLES, FL 34110-1379

Mortgage

Document Number	0055240482
Date	Jun 21, 2018
Book Page	005524/000482
Instrument	5574636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2033

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,115.00 (+5.11%)	$846,342 (+21%)	$1,152,052 (+7.35%) Land $466,581 Building $685,471
2024	$9,623.00 (+5.32%)
2023	$9,137.00 (+0.76%)	$699,456 (+1%)	$1,073,159 (-3.27%) Land $345,100 Building $728,059
2022	$9,068.00	$635,869	$1,109,385 Land $335,945 Building $773,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 483 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured 96 under condo master policies
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications, Orlando Telephone Company, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Saddlebrook Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures