Collier County property record for 447 Saddlebrook Ln, Naples, FL 34110 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,407 sqft · built 2007 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Oct 2020) |
| Tax Bill | $10,650 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 412650 143A23 |
| Primary APN | 412650 143A23 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,407 sqft Living Area |
| 1st Floor Area | 3,407 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Pool Area | 260 sqft |
| Deck Area | 597 sqft |
| Street Address | 447 SADDLEBROOK LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSE CREEK ESTATES LOT 14 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 23 |
| Legal Subdivision | HORSE CREEK ESTATES |
| Legal Tract | 412650 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10108 |
Source: Collier County records · APN 412650 143A23
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 SADDLEBROOK LN, NAPLES, FL 34110-1379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit POLICE AND FIRE FEDERAL CREDIT UNION |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Oct 03, 2017 | Warranty Deed, Transfer ROSS TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Oct 03, 2017 · Amount on Record |
| Deed Document Number | 20205943851 |
| Deed Book / Page | 5835 / 859 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 25, 2026 |
| Property Address | 447 SADDLEBROOK LN, NAPLES, FL 34110-1379 |
| Document Number | 0006843240 |
| Book / Page | 6603 / 1157 |
| Instrument Date | May 22, 2026 |
| Instrument | 20266843240 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 447 SADDLEBROOK LN, NAPLES, FL 34110-1379 |
| Document Number | 0006843240, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 6603/1157 |
| Instrument | 20266843240 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 447 SADDLEBROOK LN, NAPLES, FL 34110-1379 |
| Document Number | 0058350859 |
| Book / Page | 5835 / 859 |
| Map Reference | MB 41 PG 74 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 5943851 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | PLATINUM NATIONAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 BIDWELL ROAD RRI, 2600, BARRIE XX |
| Name | Verified Name |
|---|---|
| Address | 1605 FORT DUQUESNE DR, CHERRY HILL, NJ 08003-2708 |
| Document Number | 0005835861 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 5835/861 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 03, 2017 |
| Property Address | 447 SADDLEBROOK LN, NAPLES, FL 34110-1379 |
| Document Number | 0054362172 |
| Book / Page | 005436 / 002172 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 5454161 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | ROSS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2600 BIDWELL ROAD RR1 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,650.00 (+26.92%) Homeowner's exemption | $1,067,603 (+66.92%) Land $466,581 Building $601,022 | $1,067,603 (+8.42%) Land $466,581 Building $601,022 |
| 2023 | $8,391.00 (+0.87%) | $639,597 (+1%) | $984,664 (-3.09%) Land $345,100 Building $639,564 |
| 2022 | $8,319.00 | $581,452 | $1,016,024 Land $335,945 Building $680,079 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 483 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 579 units insured 96 under condo master policies |
| Nearby Flood Claims | 106 (1980–2024) |
| Claims Outside the SFHA | 10 of 106 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hotwire Communications, Orlando Telephone Company, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures