451 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 451 Middle Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	1,751 sqft · built 2006
Owner	Individual Name on Record
Tax Bill	$6,541 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119478000O013002`

Property Details

APN / Parcel Number

Primary APN	`119478000O013002`
Alternative APN	`R121903`

Interior

Stories	1 Story
Building Area	1,751 sqft Living Area
Gross Area	2,150 sqft

Exterior

Year Built	Built 2006
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	R121903
Old Parcel Number	119478000O013002
Street Address	451 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, LOT 13 TAX CODES:GHA,RSP,SHA,ACCD
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 2A
Legal Phase	1
Legal Block	O
Legal Lot Number	13
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2039
Census Tract	10915

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	451 MIDDLE CRK, BUDA, TX 78610-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2006
Deed Sale	Dec 8, 2006
Deed Document Number	06037044
Deed Book / Page	3066 / 872
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	451 MIDDLE CRK, BUDA, TX 78610-2765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036920
Date	Aug 27, 2020
Instrument	20036920

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,650 (+12.86%) Land $94,160 Building $281,490	$375,650 (-17.76%) Land $94,160 Building $281,490
2024	$6,541.00 (+4.91%)
2023		$332,847 Land $116,820 Building $339,940	$456,760 Land $116,820 Building $339,940
2022	$6,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BUDA serves 13,830 people · EPA ID TX1050012
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20