Hays County property record for 431 Middle Crk, Buda, TX 78610
| Property Type | Single Family Home |
|---|---|
| Details | 1,530 sqft · built 2008 |
| Owner | Individual on Record |
| Tax Bill | $6,794 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119478000O011002 |
| Primary APN | 119478000O011002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,970 sqft |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R121901 |
|---|---|
| Old Parcel Number | 119478000O011002 |
| Street Address | 431 MIDDLE CRK |
| City | BUDA |
| State | TX |
| Zip | 78610-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, LOT 11 TAX CODES:GHA,RSP,SHA,ACCD |
| Legal Subdivision | WHISPERING HOLLOW PHASE 1 SEC 2A |
| Legal Phase | 1 |
| Legal Block | O |
| Legal Lot Number | 11 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10915 |
Source: Hays County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 22, 2021 | Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Nov 5, 2018 | Vendor's Lien, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 |
| Deed Sale | Jun 22, 2021 |
| Prior Sale | Nov 5, 2018 |
| Deed Document Number | 21033382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047964 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 21047964 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jun 22, 2021 |
| Property Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Document Number | 0000033382 |
| Map Reference | VOL 13 PG 355-357 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 21033382 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2992 PLAZA BLANCA, 2992, SANTA FE, NM 87507-5340 |
| Name | Verified Name |
|---|---|
| Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Document Number | 0000033383 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 21033383 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Nov 5, 2018 |
| Property Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Document Number | 0000039271 |
| Map Reference | VOL13 PG355 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 18039271 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 431 MIDDLE CRK, BUDA, TX 78610-2765 |
| Document Number | 0000039272 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 18039272 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Number | 0000039273 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 18039273 |
| Name | THE BANK OF NEW YORK MELLON TRUST CO NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Buda City |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,845 (-16.78%) Land $94,160 Building $239,685 | $333,845 (-16.78%) Land $94,160 Building $239,685 | |
| 2024 | $6,794.00 (-15.41%) | ||
| 2023 | $401,180 Land $116,820 Building $284,360 | $401,180 Land $116,820 Building $284,360 | |
| 2022 | $8,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUDA serves 13,830 people · EPA ID TX1050012 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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