441 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 441 Middle Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 2006
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Jul 2016)
Tax Bill	$9,360 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119478000O012002`

Property Details

APN / Parcel Number

Primary APN	`119478000O012002`
Alternative APN	`R121902`

Interior

Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,079 sqft
Upper Floors Area	1,169 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R121902
Street Address	441 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, LOT 12
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 2A
Legal Phase	1
Legal Block	O
Legal Lot Number	12
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2039
Census Tract	10915

Owner

Source: Hays County records · APN 119478000O012002

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6204 READVILL CT, AUSTIN, TX 78739-1703
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Feb 01, 2007 · Amount on Record
Deed Document Number	201621794
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	441 MIDDLE CRK, BUDA, TX 78610-2765
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008115
Date	Feb 23, 2021
Instrument	21008115

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,050 (-17.72%) Land $94,160 Building $308,890	$403,050 (-17.72%) Land $94,160 Building $308,890
2024	$9,360.00 (-8.86%)
2023		$489,850 Land $116,820 Building $373,030	$489,850 Land $116,820 Building $373,030
2022	$10,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), as of May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109152, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1050012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BUDA serves 13,830 people
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.