451 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 451 Co Rte 4, Central Square, NY 13036

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 2,177 sqft · built 1994
Lot Size	87.1 acres (3,795,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2011)
Tax Bill	$10,386 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353289 241.00-04-01.08`

Property Details

APN / Parcel Number

Primary APN	`353289 241.00-04-01.08`
Alternative APN	`328924100000040010800000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,177 sqft Living Area
1st Floor Area	2,177 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,795,818 sqft (87.1 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	900 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	451 COUNTY ROUTE 4
City	CENTRAL SQUARE
State	NY
Zip	13036-3464
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	GL 27 & 33 702-017-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	4
Legal Lot Number	1.080
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1004
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2011 · Amount on Record
Deed Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	20113007
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	451 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3464
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3464

Mortgage

Document Number	0000003410
Date	Dec 13, 2022
Instrument	R-2022-013410

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	CENTRAL SQUARE, NY 13036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	451 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3464
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001992
Date	Mar 9, 2020
Instrument	R-2020-001992

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,386.00 (+9.53%) Homeowner's exemption
2025	$9,482.00	$363,000 (-) Land $93,000 Building $270,000	$484,000 (+14.67%) Land $124,000 Building $360,000
2023		$363,000 Land $93,000 Building $270,000	$422,093 Land $108,140 Building $313,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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