432 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 432 Co Rte 4, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2000
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2021)
Tax Bill	$4,148 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353289 241.00-04-02.02`

Property Details

APN / Parcel Number

Primary APN	`353289 241.00-04-02.02`
Alternative APN	`328924100000040020200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	109,336 sqft (2.51 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	282 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	432 COUNTY ROUTE 4
City	CENTRAL SQUARE
State	NY
Zip	13036-3481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27, CENTRAL SQUARE GA 701-003-000 SL 2
Legal Subdivision	SECTION 1 CENTRAL SQUARE GARDENS
Legal Block	4
Legal Lot Number	2.020
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	4
Census Block	4019
Census Tract	20703

Owner

432 Co Rte 4 is owned and occupied by two individuals who bought it in July 2021.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Sep 25, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 16, 2020	Grant Deed, Transfer · Conventional Mortgage EMPOWER FCU
Aug 30, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20218727
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000008764
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 30, 2021
Property Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481
Document Number	0000008727
Instrument Date	Jul 21, 2021
Instrument	R-2021-008727
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	CHICAGO TITLE INSURANCE COMPANY/OR, CHICAGO TITLE INS CO CASEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 COUNTY ROUTE 4, 432, CENTRAL SQUARE, NY 13036-3481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481

Mortgage

Document Number	0000008728
Date	Jul 30, 2021
Instrument	R-2021-008728

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 25, 2020
Property Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481
Document Number	0000008764
Instrument Date	Jun 21, 2020
Instrument	8764
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 COUNTY ROUTE 4 CENTRAL SQUARE NY 130363481, CENTRAL SQUARE, NY 13036-3481

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 16, 2020
Property Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481
Document Number	0000002224
Instrument Date	Mar 6, 2020
Instrument	2224
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4114 WAFER ASH WAY LIVERPOOL NY 130901204, LIVERPOOL, NY 13090-1204

Mortgage

Document Number	2225
Date	Mar 16, 2020
Instrument	2225

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 30, 2019
Property Address	432 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3481
Document Number	0000007622
Instrument Date	Aug 12, 2019
Instrument	7622
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	332 COUNTY ROUTE 4 CENTRAL SQUARE NY 130363411, CENTRAL SQUARE, NY 13036-3411

Tax Assessment & Valuation

The 2026 property tax bill for 432 Co Rte 4 was $4,148, up 2.7% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,148.00 (+2.7%)
2025	$4,039.00	$130,000 Land $23,000 Building $107,000	$173,333 Land $30,667 Building $142,666
2023		$130,000 (-) Land $23,000 Building $107,000	$151,163 (+11.63%) Land $26,744 Building $124,419
2022		$130,000 Land $23,000 Building $107,000	$135,417 Land $23,958 Building $111,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Co Rte 4 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Co Rte 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rte 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures