448 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 448 Co Rte 4, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Sep 2020)
Tax Bill	$4,033 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353289 241.00-04-01.07`

Property Details

APN / Parcel Number

Primary APN	`353289 241.00-04-01.07`
Alternative APN	`328924100000040010700000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	448 COUNTY ROUTE 4
City	CENTRAL SQUARE
State	NY
Zip	13036-3491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27; SAND FARM PH II 698-030-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	4
Legal Lot Number	1.070
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	4
Census Block	4019
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Oct 2, 2018	Grant Deed, Transfer · FHA Mortgage SYRACUSE SECURITIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20208600
Prior Transfer Date	Nov 1, 2002
Prior Transfer Doc	2002016262
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 23, 2020
Property Address	448 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3491
Document Number	0000008600
Instrument Date	Sep 10, 2020
Instrument	R-2020-008600
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 COUNTY ROUTE 4, 448, CENTRAL SQUARE, NY 13036-3491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HUMMINGBIRD PATH, LIVERPOOL, NY 13090-2918

Mortgage

Document Number	0000008601
Date	Sep 23, 2020
Instrument	R-2020-008601

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000008602
Date	Sep 23, 2020
Instrument	R-2020-008602

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 2, 2018
Property Address	448 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3491
Document Number	0000009690
Instrument Date	Sep 20, 2018
Instrument	9690
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 LEHIGH RD PENNELLVILLE NY 13132, PENNELLVILLE, NY 13132

Mortgage

Document Number	9691
Date	Oct 2, 2018
Instrument	9691

Lender

Name	SYRACUSE SECURITIES
Type	MERS
Address	EAST SYRACUSE, NY 13057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,033.00 (+2.7%)
2025	$3,927.00	$126,000 (-) Land $22,000 Building $104,000	$168,000 (+14.67%) Land $29,333 Building $138,667
2023		$126,000 Land $22,000 Building $104,000	$146,512 Land $25,581 Building $120,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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