430 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 430 Clover Dr, Algonquin, IL 60102 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4,814 sqft · built 1999
Lot Size	0.321 acres (13,978 sqft)
Owner	Individual Name on File
Last Sale	$630,500 (Jun 2026)
Tax Bill	$10,626 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-25-378-011`

Property Details

APN / Parcel Number

Primary APN	`18-25-378-011`

Interior

Building Area	4,814 sqft Living Area
Basement Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	13,978 sqft (0.321 acres)
Garage Area	440 sqft
Porch	Screened Slab
Porch Area	256 sqft
Deck Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	430 CLOVER DR
City	ALGONQUIN
State	IL
Zip	60102-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0080297 LT 115 PRESTWICKE PHASE 2
Legal Subdivision	PRESTWICKE PHASE 2
Legal Phase	2
Legal Block	378
Legal Lot Number	115
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2015
Census Tract	871107

Owner

Source: McHenry County records · APN 18-25-378-011

Assessment roll updated June 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2451 W SUMMERDALE AVE UNIT 1N, 1N, CHICAGO, IL 60625
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Nov 07, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Nov 19, 1999 · Amount on Record
Deed Document Number	202616806
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	430 CLOVER DR, ALGONQUIN, IL 60102-6508
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CLOVER DR, ALGONQUIN, IL 60102-6508

Mortgage

Document Number	0000042412
Date	Aug 03, 2021
Instrument	2021R0042412

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 15, 2026
Property Address	430 CLOVER DR, ALGONQUIN, IL 60102-6508
Document Number	0000016806
Instrument Date	Jun 02, 2026
Instrument	202616806
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95,520.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000016807,
Date	Jun 15, 2026
Instrument	202616807

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	430 CLOVER DR, ALGONQUIN, IL 60102-6508
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038140
Date	Nov 07, 2019
Instrument	2019R0038140

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,626.00	$152,434 (+22.25%) Land $18,634 Building $133,800	$457,302 (+22.25%) Land $55,902 Building $401,400
2022	Homeowner's exemption	$124,688 Land $15,242 Building $109,446	$374,064 Land $45,726 Building $328,338

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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