Nassau County property record for 45087 Oak Trl, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,447 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Sep 2023) |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2N-25-0000-0005-0040 |
| Primary APN | 30-2N-25-0000-0005-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 2,999 sqft |
| 1st Floor Area | 2,447 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45087 OAK TRL |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | PT SE1/4 OF SW1/4 OF NE1/4 OF SEC 30-2N-25E IN OR 2667/1685 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Block | 40 |
| Legal Lot Number | 5 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50507 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14437 CHERRY LAKE DR W, JACKSONVILLE, FL 32258-5139 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 8, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Feb 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 202328478 |
| Deed Book / Page | 2667 / 1685 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 0021021069 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 19, 2023 |
| Property Address | 45087 OAK TRL, CALLAHAN, FL 32011-3735 |
| Document Number | 0026671685 |
| Book / Page | 2667 / 1685 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 202345028478 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 NE 168TH AVE, OLD TOWN, FL 32680-6059 |
| Name | Verified Name |
|---|---|
| Address | 14437 CHERRY LAKE DR W, JACKSONVILLE, FL 32258-5139 |
| Document Number | 0026671687 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2667/1687 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45087 OAK TRL, CALLAHAN, FL 32011-3735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0024650829 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 2465/829 |
| Instrument | 202145019790 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 45087 OAK TRL, CALLAHAN, FL 32011-3735 |
| Document Number | 0022591907 |
| Book / Page | 002259 / 001907 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 45007212 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45087 OAK TRL CALLAHAN FL 320113735, CALLAHAN, FL 32011-3735 |
| Document Number | 22591909 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 002259/001909 |
| Instrument | 45007213 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 22, 2017 |
| Property Address | 45087 OAK TRL, CALLAHAN, FL 32011-3735 |
| Document Number | 0021021069 |
| Book / Page | 002102 / 001069 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 5423 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Callahan Town |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+9.96%) | $185,268 (+10.06%) | $373,592 (+10.56%) Land $45,000 Building $328,592 |
| 2024 | $1,957.00 (-17.15%) Homeowner's exemption | $168,340 (-11.91%) | $337,896 (+17.6%) Land $35,000 Building $302,896 |
| 2023 | $2,362.00 (+9.35%) Homeowner's exemption | $191,090 (+3%) | $287,319 (+27.66%) Land $35,000 Building $252,319 |
| 2022 | $2,160.00 Homeowner's exemption | $185,524 | $225,070 Land $35,000 Building $190,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAHAN WTP serves 1,730 people · EPA ID FL2450146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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