45029 Oak Trl, Callahan, FL 32011 Property Records

Nassau County property record for 45029 Oak Trl, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1988
Lot Size	0.271 acres (11,845 sqft)
Owner	2 Owner Names on Record
Last Sale	$82,000 (May 2008)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-25-0000-0003-0020`

Property Details

APN / Parcel Number

Primary APN	`30-2N-25-0000-0003-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Heated Area
Gross Area	2,232 sqft
1st Floor Area	1,932 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,845 sqft (0.271 acres)
Lot Dimensions	103 ft deep x 115 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	720 sqft
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45029 OAK TRL
City	CALLAHAN
State	FL
Zip	32011-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PT OF N1/2 OF SE1/4 OF SEC 30-2N-25E IN OR 1565/1712 (EX R/W IN OR 860/1078)
Legal Range	25E
Legal Township	02N
Legal Section	30
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2038
Census Tract	50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 393, CALLAHAN, FL 32011-0393
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2008 · Amount on Record
Deed Sale	May 9, 2008 · Amount on Record
Prior Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	0015651712
Deed Book / Page	1565 / 1712
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45029 OAK TRL, CALLAHAN, FL 32011-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021481069
Date	Sep 28, 2017
Book Page	2148/1069
Instrument	201728363

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,557.00 (+0.97%) Homeowner's exemption	$145,126 (+2.9%)	$267,387 (+4.16%) Land $20,000 Building $247,387
2024	$1,542.00 (+8.67%) Homeowner's exemption	$141,036 (+7.96%)	$256,711 (+6.79%) Land $20,000 Building $236,711
2023	$1,419.00 (+10.51%) Homeowner's exemption	$130,637 (+3%)	$240,382 (+28.83%) Land $20,000 Building $220,382
2022	$1,284.00 Homeowner's exemption	$126,832	$186,591 Land $20,000 Building $166,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
Windstream DSL	100 / 20