45032 Oak Trl, Callahan, FL 32011 Property Records

Nassau County property record for 45032 Oak Trl, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,053 sqft · built 1996
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Owner Names on Record
Last Sale	$168,500 (Aug 2002)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-25-0000-0003-0090`

Property Details

APN / Parcel Number

Primary APN	`30-2N-25-0000-0003-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Heated Area
Gross Area	3,178 sqft
1st Floor Area	1,833 sqft
Upper Floors Area	220 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	112 ft deep x 210 ft wide
Garage Area	484 sqft
Porch	Enclosed Porch
Porch Area	641 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45032 OAK TRL
City	CALLAHAN
State	FL
Zip	32011-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PT OF SW1/4 OF NE1/4 & PT OF NW1/4 OF SE1/4 OF SEC 30-2N-25E IN OR 1075/1879 (EX R/W IN OR 860/1072)
Legal Range	25E
Legal Township	02N
Legal Section	30
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2038
Census Tract	50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	45032 OAK TRL, CALLAHAN, FL 32011-3734
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2002 · Amount on Record
Deed Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	0010751879
Deed Book / Page	1075 / 1879
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45032 OAK TRL, CALLAHAN, FL 32011-3734
Document Number	0023801199
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45032 OAK TRL CALLAHAN FL 320113734, CALLAHAN, FL 32011-3734

Mortgage

Document Number	0023801199
Date	Jul 31, 2020
Book Page	002380/001199
Instrument	45023764

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2040

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+0.96%) Homeowner's exemption	$160,892 (+2.9%)	$304,368 (+5.97%) Land $18,900 Building $285,468
2024	$1,774.00 (+1.43%) Homeowner's exemption	$156,358 (+3%)	$287,221 (+4.17%) Land $14,700 Building $272,521
2023	$1,749.00 (+9.93%) Homeowner's exemption	$151,804 (+3%)	$275,717 (+29.2%) Land $14,700 Building $261,017
2022	$1,591.00 Homeowner's exemption	$147,383	$213,407 Land $14,700 Building $198,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
Windstream DSL	100 / 20