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  5. Lighthouse Rd

45076 Lighthouse Rd, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45076 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,700 sqft · built 1927
Lot Size0.602 acres (26,221 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jun 2020)
Tax Bill$4,528 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
May 2020 Sale
Flood ZoneZone AE (high risk)
APN02-006448

Property Details

APN / Parcel Number

Primary APN02-006448
Alternative APNs
  • 2006448
  • 006448

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,700 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area26,221 sqft (0.602 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area270 sqft
CarportCarport
Carport Area270 sqft
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Deck Area335 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number006448
Street Address45076 LIGHTHOUSE RD
CityPINEY POINT
StateMD
Zip20674-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 TOLSONS
Legal SubdivisionWARREN TOLSONS SUB
Legal Lot Number29
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group3
Census Block3012
Census Tract876101

Owner

Source: St. Mary's County records · APN 02-006448

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1217 LA RONDE CT, ALEXANDRIA, VA 22307-2034
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Grant Deed, Transfer · Conventional with PMI
NAVY FCU
May 12, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Deed Book / Page5374 / 403
Prior Transfer DateApr 27, 2020
Prior Transfer Doc0053390099
Record UpdatedSep 20, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateJun 19, 2020
Property Address45076 LIGHTHOUSE RD, PINEY POINT, MD 20674-3012
Document Number0053740403
Book / Page005374 / 000403
Instrument DateJun 12, 2020
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 LA RONDE CT ALEXANDRIA VA 223072034, ALEXANDRIA, VA 22307-2034

Mortgage

Document Number53740409
DateJun 19, 2020
Book Page005374/000409
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateMay 12, 2020
Property Address45076 LIGHTHOUSE RD, PINEY POINT, MD 20674-3012
Document Number0053390099
Book / Page005339 / 000099
Instrument DateApr 27, 2020
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45076 LIGHTHOUSE RD PINEY POINT MD 206743012, PINEY POINT, MD 20674-3012

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$426,033 (+1.78%)$440,900 (+5.33%) Land $360,000 Building $80,900
2025$4,528.00 (+5.82%)$418,600 (+5.87%) Land $342,000 Building $76,600$418,600 (-) Land $342,000 Building $76,600
2023$4,279.00$395,400$418,600 Land $342,000 Building $76,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 221 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies227 units insured (6 under condo master policies)
168 of 221 individual policies on primary residences
Nearby Flood Claims16 (2003–2022)
Claims Outside the SFHA3 of 16
Most Recent ClaimDec 2022, river or lake flooding
Flood Events
  • Hurricane Isabel (Sep 2003), 5 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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