St. Mary's County property record for 45030 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,402 sqft · built 1934 |
| Lot Size | 4.59 acres (2 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,949 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-007118 |
| Primary APN | 02-007118 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,402 sqft Total Area |
| Utility Area | 43 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2 sqft |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 528 sqft |
| Deck Area | 124 sqft |
| Shed | 1 Shed |
| Shed Area | 243 sqft |
| Gazebo | 224 sqft |
| Boat Access | Boat Access |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 007118 |
|---|---|
| Street Address | 45030 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 & 1/2 OF 22 PLAT EBA 8/49 TOLSON SUBD |
| Legal Subdivision | TOLSON SUB |
| Legal Lot Number | 21 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-007118
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4512 TOURNAY RD, BETHESDA, MD 20816-1843 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2011 |
| Deed Sale | May 06, 2011 |
| Deed Document Number | 20113572/0250 |
| Deed Book / Page | 3572 / 250 |
| Prior Transfer Date | Apr 12, 2011 |
| Prior Transfer Doc | 0035720250 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,567 (+1.55%) | $578,700 (+4.65%) Land $360,000 Building $218,700 | |
| 2025 | $5,949.00 (+8.8%) | $553,000 (+8.87%) Land $342,000 Building $211,000 | $553,000 (-) Land $342,000 Building $211,000 |
| 2023 | $5,468.00 | $507,933 | $553,000 Land $342,000 Building $211,000 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured 6 under condo master policies |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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