St. Mary's County property record for 45106 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,338 sqft · built 2019 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Company Name on File |
| Tax Bill | $105 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-030314 |
| Primary APN | 02-030314 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 030314 |
|---|---|
| Street Address | 45106 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 500-35 PLAT 32/41 TOLSON SUB |
| Legal Subdivision | TOLSON SUB |
| Legal Lot Number | 35 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-030314
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45106 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Apr 23, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HM MTG CORP |
| May 07, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2019 |
| Deed Sale | May 07, 2019 |
| Prior Sale | Jan 09, 2013 · Amount on Record |
| Deed Book / Page | 5071 / 391 |
| Prior Transfer Date | Apr 23, 2019 |
| Prior Transfer Doc | 0050710391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45106 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Document Number | 0053360293 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 45106 LIGHTHOUSE RD PINEY POINT MD 206743011, PINEY POINT, MD 20674-3011 |
| Document Number | 0053360293 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 005336/000293 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45106 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Document Number | 0050710396 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45106 LIGHTHOUSE RD PINEY POINT MD 206743011, PINEY POINT, MD 20674-3011 |
| Document Number | 0050710396 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 005071/000396 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 07, 2019 |
| Property Address | 45106 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Document Number | 0050710391 |
| Book / Page | 005071 / 000391 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45106 LIGHTHOUSE RD PINEY POINT MD 206743011, PINEY POINT, MD 20674-3011 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $654,400 (-0.47%) Land $360,000 Building $294,400 | $654,400 (-0.47%) Land $360,000 Building $294,400 | |
| 2025 | $105.00 (-98.34%) | $657,500 (+11.3%) Land $342,000 Building $315,500 | $657,500 (-) Land $342,000 Building $315,500 |
| 2023 | $6,343.00 | $590,767 | $657,500 Land $342,000 Building $315,500 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Wildfire Risk | Low above 2% of the US · above 4% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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