Buchanan County property record for 4507 Libby Ln, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,410 sqft · built 2018 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Nov 2018) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Nov 2018 Transfer + 1 more |
| APN | 06-8.0-28-003-000-001.054 |
| Primary APN | 06-8.0-28-003-000-001.054 |
|---|
| Building Area | 1,410 sqft Base Area |
|---|---|
| 1st Floor Area | 1,410 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 103 ft wide |
| Street Address | 4507 LIBBY LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KERNS KREST LOT:54 BLK:0LGL DESC: |
| Legal Subdivision | KERNS KREST |
| Legal Lot Number | 54 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2100 |
Source: Buchanan County records · APN 06-8.0-28-003-000-001.054
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4507 LIBBY LN, SAINT JOSEPH, MO 64503-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Nov 27, 2018 | Intrafamily Transfer, Transfer |
| Nov 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage PONY EXPRESS COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Deed Document Number | 201810766 |
| Deed Book / Page | 3715 / 385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4507 LIBBY LN, SAINT JOSEPH, MO 64503-5105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2018004608 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018004608 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 27, 2018 |
| Property Address | 4507 LIBBY LN, SAINT JOSEPH, MO 64503-5105 |
| Document Number | 003716/773 |
| Book / Page | 3716 / 773 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 2018011073 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2601 LA FRONTERA BLVD, ROUND ROCK, TX 78681-8033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 15, 2018 |
| Property Address | 4507 LIBBY LN, SAINT JOSEPH, MO 64503-5105 |
| Document Number | 003715/385 |
| Book / Page | 3715 / 385 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018010766 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4507 LIBBY LN, SAINT JOSEPH, MO 64503-5105 |
| Document Number | 003715/387 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 3715/387 |
| Instrument | 2018010767 |
| Name | PONY EXPRESS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,051.00 (+0.05%) | $28,600 (+6.16%) Land $4,850 Building $23,750 | $150,510 (+6.16%) Land $25,500 Building $125,010 |
| 2024 | $2,050.00 (+15.82%) | ||
| 2023 | $1,770.00 (-0.67%) | $26,940 (-) Land $4,850 Building $22,090 | $141,780 (-) Land $25,500 Building $116,280 |
| 2022 | $1,782.00 | $26,940 Land $4,850 Building $22,090 | |
| 2021 | $141,780 Land $25,500 Building $116,280 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1981–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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