4504 Libby Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4504 Libby Ln, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 2009
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$228,000 (May 2018)
Tax Bill$2,193 (2025)
Deeds & MortgagesAug 2023 Transfer
May 2018 Mortgage
APN06-8.0-28-003-000-001.049

Property Details

APN / Parcel Number

Primary APN06-8.0-28-003-000-001.049

Interior

Building Area1,404 sqft Base Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Street Address4504 LIBBY LN
CitySAINT JOSEPH
StateMO
Zip64503-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:KERNS KREST LOT:49 BLK:0LGL DESC:
Legal SubdivisionKERNS KREST
Legal Lot Number49
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1017
Census Tract2100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING PLAINSCAPITAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleMay 24, 2012 · Amount on Record
Deed Document Number20184251
Last Transfer DateAug 21, 2023
Transfer Doc003789/848
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateAug 21, 2023
Property Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106
Document Number003789/848
Book / Page3789 / 848
Instrument DateAug 21, 2023
Instrument2023006386
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106

Transferred To (Grantee/Buyer)

NameVerified Name
Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 14, 2018
Property Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106
Document Number2018004251
Instrument DateMay 14, 2018
Instrument2018004251
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4504 LIBBY LN, SAINT JOSEPH, MO 64503-5106

Mortgage

Document Number2018004252
DateMay 14, 2018
Instrument2018004252
Lender
NamePRIMELENDING PLAINSCAPITAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00 (+0.05%)$30,650 (+6.39%) Land $4,180 Building $26,470$161,310 (+6.4%) Land $22,000 Building $139,310
2024$2,192.00 (+16.1%)
2023$1,888.00 (-0.68%)$28,810 (-) Land $4,180 Building $24,630$151,610 (-) Land $22,000 Building $129,610
2022$1,901.00$28,810 Land $4,180 Building $24,630
2021$151,610 Land $22,000 Building $129,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1981–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Libby Ln

Nearby Streets

Search Property Records by Address or Parcel Number