Buchanan County property record for 4506 Libby Ln, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,270 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $159,400 (Dec 2021) |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2021 Mortgage + 3 more |
| APN | 06-8.0-28-003-000-001.048 |
| Primary APN | 06-8.0-28-003-000-001.048 |
|---|
| Building Area | 1,270 sqft Base Area |
|---|---|
| 1st Floor Area | 1,270 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Street Address | 4506 LIBBY LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KERNS KREST LOT:48 BLK:0LGL DESC: |
| Legal Subdivision | KERNS KREST |
| Legal Lot Number | 48 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3723 BECK RD, C, SAINT JOSEPH, MO 64506-2071 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · SBA Mortgage BANK MIDWEST |
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA |
| Apr 2, 2021 | Deed of Trust, Mortgage · SBA Mortgage BANK MIDWEST |
| Feb 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Jul 24, 2017 | Deed, Transfer · Conventional Mortgage UMB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 202113503 |
| Deed Book / Page | 3770 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4506 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3723 BECK RD C, C, SAINT JOSEPH, MO 64506-2071 |
| Document Number | 003778/452 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 3778/452 |
| Instrument | 2022007067 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | LIBERTY, MO 64068 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 13, 2021 |
| Property Address | 4506 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 003770/791 |
| Book / Page | 3770 / 791 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021013503 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3723 BECK RD, SAINT JOSEPH, MO 64506-4948 |
| Document Number | 2021013504 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021013504 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4506 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3723 BECK RD C, C, SAINT JOSEPH, MO 64506-2071 |
| Document Number | 3760/566 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 3760/566 |
| Instrument | 2021003215 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4506 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017001309 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017001309 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 24, 2017 |
| Property Address | 4506 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 2017007189 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 2017007189 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2207 S 36TH ST, SAINT JOSEPH, MO 64503-1401 |
| Document Number | 2017007190 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017007190 |
| Name | UMB BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,975.00 | $27,530 (+6.09%) Land $4,850 Building $22,680 | $144,880 (+6.1%) Land $25,500 Building $119,380 |
| 2024 | $1,975.00 (+15.77%) | ||
| 2023 | $1,706.00 (-0.7%) | $25,950 (-) Land $4,850 Building $21,100 | $136,550 (-) Land $25,500 Building $111,050 |
| 2022 | $1,718.00 | $25,950 Land $4,850 Building $21,100 | |
| 2021 | $136,550 Land $25,500 Building $111,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1981–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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