4507 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4507 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,167 sqft · built 2019
Lot Size	0.112 acres (4,870 sqft)
Owner	Individual Name on Record
Tax Bill	$999 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-04003-040`

Property Details

APN / Parcel Number

Primary APN	`953-04003-040`
Alternative APN	`599488`

Interior

Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft
Utility Area	9 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,870 sqft (0.112 acres)
Porch	Open Porch
Porch Area	534 sqft

Location & Zoning

Street Address	4507 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 3, LOT 4, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	3
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4507 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 12, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022
Deed Sale	Jun 3, 2022
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	20221469665
Deed Book / Page	5286 / 194
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	004737/584
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4507 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005206/840
Date	Feb 7, 2022
Book Page	5206/840
Instrument	1457168

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4507 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005074/395
Date	Jul 27, 2021
Book Page	5074/395
Instrument	1436969

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2050

February 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 12, 2020
Property Address	4507 EMMA LN, LAREDO, TX 78046-6769
Document Number	004737/584
Book / Page	4737 / 584
Map Reference	VOL 36 PG 78&79
Instrument Date	Feb 7, 2020
Instrument	1384477
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001384478
Date	Feb 12, 2020
Instrument	1384478

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,516 (-0.46%) Land $53,765 Building $142,751	$196,516 (-0.46%) Land $53,765 Building $142,751
2025	$999.00 (+6.73%) Homeowner's exemption	$197,418 (+12.25%) Land $53,765 Building $143,653	$197,418 (+12.25%) Land $53,765 Building $143,653
2024	$936.00 (-14.83%)
2023		$175,869 Land $31,363 Building $144,506	$175,869 Land $31,363 Building $144,506
2022	$1,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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