4503 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4503 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,226 sqft · built 2019
Lot Size	0.112 acres (4,870 sqft)
Owner	Individual Name on Record
Last Sale	$134,300 (Apr 2019)
Tax Bill	$961 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-04003-020`

Property Details

APN / Parcel Number

Primary APN	`953-04003-020`
Alternative APN	`599486`

Interior

Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,870 sqft (0.112 acres)
Porch	Open Porch
Porch Area	162 sqft

Location & Zoning

Street Address	4503 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 3, LOT 2, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	3
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4503 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB
Apr 1, 2019	Correction Deed
Mar 22, 2019	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20191356868
Deed Book / Page	4576 / 758
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	004576/758
Record Updated	Oct 29, 2026

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 4, 2019
Property Address	4503 EMMA LN, LAREDO, TX 78046-6769
Document Number	004576/758
Book / Page	4576 / 758
Map Reference	VOL 36 PG 78&79
Instrument Date	Apr 3, 2019
Instrument	1356868
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001356869
Date	Apr 4, 2019
Instrument	1356869

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WEBB TX
Recording Date	Apr 1, 2019
Property Address	4503 EMMA LN, LAREDO, TX 78046-6769
Document Number	004573/518
Book / Page	4573 / 518
Map Reference	VOL 36 PG 78&79
Instrument Date	Mar 28, 2019
Instrument	1356399
Record Updated	Jan 12, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, ST23B, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

March 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WEBB TX
Recording Date	Mar 22, 2019
Property Address	4503 EMMA LN, LAREDO, TX 78046-6769
Document Number	004569/621
Book / Page	4569 / 621
Map Reference	VOL 36 PG 78&79
Instrument Date	Mar 21, 2019
Instrument	1355625
Record Updated	Jan 12, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, ST23B, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,263 (+1.19%) Land $53,765 Building $138,498	$192,263 (+1.19%) Land $53,765 Building $138,498
2025	$961.00 (-19.85%) Homeowner's exemption	$190,000 (+15.5%) Land $53,765 Building $136,235	$190,000 (+15.5%) Land $53,765 Building $136,235
2024	$1,199.00 (+11.74%)
2023		$164,508 Land $31,363 Building $133,145	$164,508 Land $31,363 Building $133,145
2022	$1,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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