4506 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4506 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,161 sqft · built 2018
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,300 (Jul 2019)
Tax Bill	$996 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-04002-030`

Property Details

APN / Parcel Number

Primary APN	`953-04002-030`
Alternative APN	`599472`

Interior

Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft
Utility Area	180 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,948 sqft (0.114 acres)
Porch	Open Porch
Porch Area	115 sqft

Location & Zoning

Street Address	4506 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 2, LOT 3, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	2
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4506 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 22, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	20191366644
Deed Book / Page	4633 / 594
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	004633/594
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4506 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005908/725
Date	Sep 22, 2025
Book Page	5908/725
Instrument	1568386

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Aug 1, 2049

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4506 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005637/411
Date	Apr 18, 2024
Book Page	5637/411
Instrument	1527327

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4506 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005290/487
Date	Jun 13, 2022
Book Page	5290/487
Instrument	1470340

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Aug 1, 2049

July 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 22, 2019
Property Address	4506 EMMA LN, LAREDO, TX 78046-6769
Document Number	004633/594
Book / Page	4633 / 594
Map Reference	VOL 36 PG 78&79
Instrument Date	Jul 19, 2019
Instrument	1366644
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001366645
Date	Jul 22, 2019
Instrument	1366645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,952 (-0.47%) Land $54,626 Building $141,326	$195,952 (-0.47%) Land $54,626 Building $141,326
2025	$996.00 (-20.19%)	$196,879 (+12.6%) Land $54,626 Building $142,253	$196,879 (+12.6%) Land $54,626 Building $142,253
2024	$1,248.00 (+14.18%)
2023		$174,842 Land $31,865 Building $142,977	$174,842 Land $31,865 Building $142,977
2022	$1,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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