45051 Oakford Ct, Temecula, CA 92592 Property Records

Riverside County property record for 45051 Oakford Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,279 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Sep 2025)
Tax Bill	$12,474 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`966-361-002`

Property Details

APN / Parcel Number

Primary APN	`966-361-002`
Alternative APN	`952751002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,279 sqft Living Area
Gross Area	4,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	952751002
Street Address	45051 OAKFORD CT
City	TEMECULA
State	CA
Zip	92592-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPZONE
Legal Description	.18 ACRES M/L IN LOT 44 MB 336/039 TR 29554-4
Legal Subdivision	TRACT NO 29554 4
Legal Tract	29554-4
Legal Lot Number	44
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1046
Census Tract	43203

Owner

45051 Oakford Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	2025268871
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	0000556539
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505

Mortgage

Document Number	0000173112
Date	Jun 16, 2023
Instrument	2023-0173112

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	LAWYERS TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 24TH ST 364, 364, BAKERSFIELD, CA 93301-2300

Mortgage

Document Number	0000275538
Date	Jun 17, 2022
Instrument	2022-0275538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2051

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 17, 2021
Property Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505
Document Number	0000684150
Map Reference	MB 336 PG 39-51
Instrument Date	Oct 26, 2021
Instrument	2021-0684150
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45051 OAKFORD CT, TEMECULA, CA 92592-5505

Mortgage

Document Number	0000684151
Date	Nov 17, 2021
Instrument	2021-0684151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45051 Oakford Ct was $12,474.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,000 (+2.9%) Land $237,500 Building $712,500
2025	$12,474.00 Homeowner's exemption	$923,250 Land $196,323 Building $726,927
2023	$12,215.00 (+1.55%) Homeowner's exemption	$887,400 Land $188,700 Building $698,700
2022	$12,028.00
2021			$765,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45051 Oakford Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45051 Oakford Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

Nearby Properties on Oakford Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures