45018 Oakford Ct, Temecula, CA 92592 Property Records

Riverside County property record for 45018 Oakford Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,708 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jul 2018)
Tax Bill	$11,693 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`966-361-007`

Property Details

APN / Parcel Number

Primary APN	`966-361-007`
Alternative APN	`952751007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,708 sqft Living Area
Gross Area	4,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	952751007
Street Address	45018 OAKFORD CT
City	TEMECULA
State	CA
Zip	92592-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPZONE
Legal Description	.27 ACRES M/L IN LOT 49 MB 336/039 TR 29554-4
Legal Subdivision	TRACT 29554 4
Legal Tract	29554-4
Legal Lot Number	49
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1046
Census Tract	43203

Owner

45018 Oakford Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45018 OAKFORD CT, TEMECULA, CA 92592-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC
Jul 21, 2020	Deed of Trust, Mortgage FIRST AMERICAN TITLE INSURANCE FIRST AMERICAN TITLE INSURANCE
Jul 3, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	2018268298
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45018 OAKFORD CT, TEMECULA, CA 92592-5505
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45018 OAKFORD CT, TEMECULA, CA 92592-5505

Mortgage

Document Number	0000318204
Date	May 25, 2021
Instrument	2021-0318204

Lender

Name	LEADING MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45018 OAKFORD CT, TEMECULA, CA 92592-5505
Document Number	0000338047
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45018 OAKFORD CT TEMECULA CA 925925505, TEMECULA, CA 92592-5505

Mortgage

Document Number	0000338047
Date	Jul 29, 2020
Instrument	338047

Lender

Name	FIRST AMERICAN TITLE INSURANCE FIRST AMERICAN TITLE INSURANCE
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 3, 2018
Property Address	45018 OAKFORD CT, TEMECULA, CA 92592-5505
Document Number	0000268298
Instrument Date	Jun 1, 2018
Instrument	268298
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45018 OAKFORD CT TEMECULA CA 925925505, TEMECULA, CA 92592-5505

Mortgage

Document Number	268299
Date	Jul 3, 2018
Instrument	268299

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45018 Oakford Ct was $11,693.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,297 (+2%) Land $250,888 Building $585,409
2025	$11,693.00	$819,900 Land $245,969 Building $573,931
2023	$11,458.00 (+1.64%)	$788,065 Land $236,419 Building $551,646
2022	$11,273.00
2021			$853,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45018 Oakford Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45018 Oakford Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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