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4505 Victory Dr, Laredo, TX 78045 Property Records

Webb County property record for 4505 Victory Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,852 sqft · built 2024
Lot Size0.261 acres (11,361 sqft)
Owner2 Company Names on Record
Last Sale$526,387 (Sep 2025)
Deeds & MortgagesFeb 2026 Sale
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN985-54001-030

Property Details

APN / Parcel Number

Primary APN985-54001-030
Alternative APN
  • 822434

Interior

Stories1 Story
Building Area2,852 sqft Living Area
Gross Area3,462 sqft
1st Floor Area2,852 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area11,361 sqft (0.261 acres)
Garage TypeAttached
Garage Area610 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Location & Zoning

Street Address4505 VICTORY DR
CityLAREDO
StateTX
Zip78045-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COVES AT WINFIELD PHASE 4A BLK 1 LOT 3A UND INT ACCT - UDI: 50.000000%
Legal SubdivisionTHE COVES AT WINFIELD PHASE 4A
Legal Block1
Legal Lot Number3A
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2003
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address508 FENWICK DR, LAREDO, TX 78041-2816
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Warranty Deed, Transfer
Sep 29, 2025Vendor's Lien, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Deed Document Number20251568974
Deed Book / Page5912 / 657
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateFeb 26, 2026
Property Address4505 VICTORY DR, LAREDO, TX 78045-2307
Document Number005991/524
Book / Page5991 / 524
Map ReferenceVOL 42 PG 26-27
Instrument DateFeb 24, 2026
Instrument1580723
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 FENWICK DR, LAREDO, TX 78041-2816

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 FENWICK DR, LAREDO, TX 78041-2816

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 29, 2025
Property Address4505 VICTORY DR, LAREDO, TX 78045-2307
Document Number005912/657
Book / Page5912 / 657
Map ReferenceVOL 42 PG 26-27
Instrument DateSep 25, 2025
Instrument1568974
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 VICTORY DR, LAREDO, TX 78045-2307

Mortgage

Document Number0001568975
DateSep 29, 2025
Instrument1568975
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$296,830 (-6.42%) Land $83,902 Building $212,928$296,830 (-6.42%) Land $83,902 Building $212,928
2025$317,209 Land $100,683 Building $216,526$317,209 Land $100,683 Building $216,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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