4412 Victory Dr, Laredo, TX 78045 Property Records

Webb County property record for 4412 Victory Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,604 sqft · built 2025
Lot Size	0.249 acres (10,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$728,840 (Mar 2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-57001-040`

Property Details

APN / Parcel Number

Primary APN	`985-57001-040`
Alternative APN	`822698`

Interior

Stories	1 Story
Building Area	2,604 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	2,604 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,831 sqft (0.249 acres)
Garage Type	Attached
Garage Area	670 sqft
Porch	Open Porch

Location & Zoning

Street Address	4412 VICTORY DR
City	LAREDO
State	TX
Zip	78045-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE COVES AT WINFIELD PHASE 7B BLK 1 LOT 4
Legal Subdivision	THE COVES AT WINFIELD PHASE 7B
Legal Block	1
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2003
Census Tract	1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4412 VICTORY DR, LAREDO, TX 78045-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Mar 4, 2026	Vendor's Lien, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Deed Document Number	20261581229
Deed Book / Page	5995 / 299
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4412 VICTORY DR, LAREDO, TX 78045-2306
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 MESCALERO DR, LAREDO, TX 78045-4149

Mortgage

Document Number	005995/303
Date	Mar 4, 2026
Book Page	5995/303
Instrument	1581230

Lender

Name	BOKF NA
Type	Bank
Address	PO BOX 35688, TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 4, 2026
Property Address	4412 VICTORY DR, LAREDO, TX 78045-2306
Document Number	005995/299
Book / Page	5995 / 299
Map Reference	VOL 42 PG 32-33
Instrument Date	Mar 3, 2026
Instrument	1581229
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 UNIVERSITY BLVD, LAREDO, TX 78041-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 VICTORY DR, LAREDO, TX 78045-2306

Mortgage

Document Number	0001581230
Date	Mar 4, 2026
Instrument	1581230

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$439,357 (+353.44%) Land $96,894 Building $342,463	$439,357 (+353.44%) Land $96,894 Building $342,463
2025	$96,894 Land $96,894	$96,894 Land $96,894

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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