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4513 Victory Dr, Laredo, TX 78045 Property Records

Webb County property record for 4513 Victory Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,626 sqft · built 2024
Lot Size0.329 acres (14,345 sqft)
Owner2 Individual Names on Record
Last Sale$576,338 (Jan 2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN985-54001-060

Property Details

APN / Parcel Number

Primary APN985-54001-060
Alternative APN
  • 822437

Interior

Stories1 Story
Building Area2,626 sqft Living Area
Gross Area3,246 sqft
1st Floor Area2,626 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,345 sqft (0.329 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area121 sqft

Location & Zoning

Street Address4513 VICTORY DR
CityLAREDO
StateTX
Zip78045-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COVES AT WINFIELD PHASE 4A BLK 1 LOT 6A REPLAT
Legal SubdivisionTHE COVES AT WINFIELD PHASE 4A
Legal Block1
Legal Lot Number6A
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2003
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4513 VICTORY DR, LAREDO, TX 78045-2307
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING
Jan 2, 2025Vendor's Lien, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2025 · Amount on Record
Deed SaleJan 2, 2025 · Amount on Record
Deed Document Number20251546913
Deed Book / Page5765 / 405
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateApr 29, 2026
Property Address4513 VICTORY DR, LAREDO, TX 78045-2307
Document Number0001586088
Book / Page6029 / 188
Instrument DateApr 18, 2026
Instrument20261586088
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4513 VICTORY DR, LAREDO, TX 78045-2307

Mortgage

Document Number0001586088,
DateApr 29, 2026
Book Page6029/188
Instrument20261586088
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 2, 2025
Property Address4513 VICTORY DR, LAREDO, TX 78045-2307
Document Number005765/405
Book / Page5765 / 405
Instrument DateDec 31, 2024
Instrument1546913
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4513 VICTORY DR, LAREDO, TX 78045-2307

Mortgage

Document Number0001546914
DateJan 2, 2025
Instrument1546914
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$578,421 (+1%)$605,206 (+15.09%) Land $206,708 Building $398,498
2025$525,837 Land $206,708 Building $319,129$525,837 Land $206,708 Building $319,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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