4504 Old State Rd, Gerald, MO 63037 Property Records

Franklin County property record for 4504 Old State Rd, Gerald, MO 63037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,590 sqft · built 2012
Lot Size10.6 acres (461,736 sqft)
Owner2 Individual Names on Record
Tax Bill$5,233 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-4-20.0-0-000-013.100

Property Details

APN / Parcel Number

Primary APN15-4-20.0-0-000-013.100

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,590 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Lot Area461,736 sqft (10.6 acres)

Location & Zoning

Street Address4504 OLD STATE RD
CityGERALD
StateMO
Zip63037-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE SE
Legal Range03W
Legal Township43
Legal Section20
JurisdictionFRANKLIN MO
Township / Civil DivisionLYON
Census Block Group1
Census Block1053
Census Tract800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4504 OLD STATE RD, GERALD, MO 63037-1517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2012
Deed SaleFeb 21, 2012
Deed Document Number1203038
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address4504 OLD STATE RD, GERALD, MO 63037-1517
Document Number0000000102
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyHANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4504 OLD STATE RD GERALD MO 630371517, GERALD, MO 63037-1517

Mortgage

Document Number0000000102
DateJan 3, 2020
Instrument102
Lender
NameBANK OF WA
TypeBank
AddressWASHINGTON, MO 63090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 2, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,233.00 (+7.76%)$95,533 (-3.42%)$503,240 (-3.41%) Land $14,180 Building $489,060
2023$4,856.00 (+3.61%)$98,912$521,020 Land $12,180 Building $508,840
2022$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
25 / 3
Sparklight
DSL
10 / 1

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