4426 Old State Rd, Gerald, MO 63037 Property Records

Franklin County property record for 4426 Old State Rd, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,334 sqft · built 2005
Lot Size	12.9 acres (561,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,750 (Feb 2018)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-5-21.0-0-001-020.000`

Property Details

APN / Parcel Number

Primary APN	`15-5-21.0-0-001-020.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	561,924 sqft (12.9 acres)

Location & Zoning

Street Address	4426 OLD STATE RD
City	GERALD
State	MO
Zip	63037-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 MODESTO MANOR 1
Legal Range	03W
Legal Township	43
Legal Section	21
Legal Subdivision	MODESTO MANOR
Legal Block	1
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	LYON
Census Block Group	1
Census Block	1053
Census Tract	800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4426 OLD STATE RD, GERALD, MO 63037-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
Nov 9, 2019	Deed of Trust, Mortgage UNITED BK/UNION
Feb 15, 2018	Warranty Deed, Transfer UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	1802000
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4426 OLD STATE RD, GERALD, MO 63037-1555
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002106485
Date	Apr 7, 2021
Instrument	2106485

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4426 OLD STATE RD, GERALD, MO 63037-1555
Document Number	0000015792
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 OLD STATE RD LESLIE MO 63056, LESLIE, MO 63056

Mortgage

Document Number	0000015792
Date	Nov 15, 2019
Instrument	15792

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 15, 2018
Property Address	4426 OLD STATE RD, GERALD, MO 63037-1555
Document Number	0000002000
Instrument Date	Feb 15, 2018
Instrument	2000
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4426 OLD STATE RD GERALD MO 630371555, GERALD, MO 63037-1555

Mortgage

Document Number	2001
Date	Feb 15, 2018
Instrument	2001

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (+37.92%)	$61,311 (+25.7%)	$336,700 (+26.56%) Land $69,020 Building $267,680
2023	$2,484.00 (-14.49%)	$48,776	$266,050 Land $48,340 Building $217,710
2022	$2,905.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	25 / 3
Sparklight DSL	10 / 1

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