Franklin County property record for 4431 Old State Rd, Gerald, MO 63037
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 1,836 sqft · built 1986 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,350 (Feb 2024) |
| Tax Bill | $500 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-5-21.0-0-000-006.100 |
| Primary APN | 15-5-21.0-0-000-006.100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,836 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Lean-To | 384 sqft |
| Utility Building | 1,800 sqft |
| Street Address | 4431 OLD STATE RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1519 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | ANU |
| Legal Description | PT SW NW |
| Legal Range | 3W |
| Legal Township | 43N |
| Legal Section | 21 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | LYON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 800404 |
4431 Old State Rd is owned and occupied by an individual who bought it in February 2024.
Source: Franklin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4431 OLD STATE RD, GERALD, MO 63037-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Feb 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Dec 29, 2023 |
| Deed Document Number | 20241250 |
| Prior Transfer Date | Aug 17, 2023 |
| Prior Transfer Doc | 0000009645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4431 OLD STATE RD, GERALD, MO 63037-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002402175 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2402175 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 1, 2024 |
| Property Address | 4431 OLD STATE RD, GERALD, MO 63037-1519 |
| Document Number | 0002401250 |
| Map Reference | DOC 2003-23027 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2401250 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4431 OLD STATE RD, GERALD, MO 63037-1519 |
| Investor | Possibly a Property Investor |
| Document Number | 0002401251 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2401251 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 4431 Old State Rd was $500.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $500.00 | $8,954 | $48,750 Land $13,290 Building $35,460 |
| 2023 | $382.00 (+15.06%) | $7,517 | $41,540 Land $11,290 Building $30,250 |
| 2022 | $332.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4431 Old State Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4431 Old State Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 25 / 3 |
| Sparklight DSL | 10 / 1 |
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