Clay County property record for 4503 Oak Moss Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,075 sqft · built 2016 |
| Lot Size | 0.136 acres (5,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Jan 2022) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-25-008069-013-44 |
| Primary APN | 30-04-25-008069-013-44 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,075 sqft Heated Area |
| Gross Area | 2,664 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,947 sqft (0.136 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4503 OAK MOSS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 544 PINE RIDGE PLANTATIONAS REC O R 4555 PG 867 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 25 |
| Legal Subdivision | PINE RDG PLANTATION |
| Legal Lot Number | 544 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30204 |
Source: Clay County records · APN 30-04-25-008069-013-44
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4503 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2022 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP |
| May 09, 2019 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2016 · Amount on Record |
| Deed Document Number | 2022000889 |
| Deed Book / Page | 4555 / 867 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 05, 2022 |
| Property Address | 4503 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Document Number | 0045550867 |
| Book / Page | 4555 / 867 |
| Map Reference | MB 52 PG 20 |
| Instrument Date | Jan 03, 2022 |
| Instrument | 2022000889 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2273 FELUCCA DR, 2273, MIDDLEBURG, FL 32068-6809 |
| Name | Verified Name |
|---|---|
| Address | 4503 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Document Number | 0004555869 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 4555/869 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4503 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041900471 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 4190/0471 |
| Instrument | 2019023752 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 08, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 (-45.59%) Homeowner's exemption | $299,853 (-4.69%) Land $50,000 Building $249,853 | $299,853 (-4.69%) Land $50,000 Building $249,853 |
| 2023 | $7,280.00 (+11.04%) | $314,593 (+16.18%) Land $50,000 Building $264,593 | $314,593 (+16.18%) Land $50,000 Building $264,593 |
| 2022 | $6,556.00 | $270,782 Land $23,500 Building $247,282 | $270,782 Land $23,500 Building $247,282 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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