4495 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4495 Oak Moss Loop, Middleburg, FL 32068 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	1,884 sqft Heated Area
Lot Size	6,050 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2013)
Tax Bill	$1,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-013-42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,884 sqft Heated Area
Gross Area	2,412 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,050 sqft (0.138 acres)
Garage Area	420 sqft Garage
Porch	1 Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	4495 OAK MOSS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-9065
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 542 PINE RIDGE PLANTATIONAS REC O R 3487 PG 1984
Legal Range	24
Legal Township	04
Legal Section	25
Legal Subdivision	PINE RDG PLANTATION
Legal Lot Number	542
Jurisdiction	CLAY FL
Minor Civil Division	MIDDLEBURG-CLAY HILL
Census Blockgroup	3
Census Block	3040
Census Tract	30204

Owner

Source: Clay County records · APN 30-04-25-008069-013-42

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4495 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2013 · Amount on Record
Deed Sale	Jan 07, 2013 · Amount on Record
Prior Sale	Feb 03, 2011 · Amount on Record
Deed Doc Number	2013000844
Deed Book / Page	3487 / 1984
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4495 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065

Mortgage

Document Number	0049771671
Date	Oct 10, 2025
Book Page	4977/1671
Instrument	2025048239

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (-56.66%) Homeowner's exemption	$166,065 (+5.99%)	$267,732 (-4.66%) Land $50,000 Building $217,732
2023	$4,430.00 (+6.75%) Homeowner's exemption	$156,685 (+3%)	$280,810 (+17.33%) Land $50,000 Building $230,810
2022	$4,150.00 Homeowner's exemption	$152,122	$239,325 Land $23,500 Building $215,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.