4507 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4507 Oak Moss Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,901 sqft · built 2014
Lot Size	0.14 acres (6,131 sqft)
Owner	Individual Name on File
Last Sale	$154,200 (Nov 2014)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-013-45`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-013-45`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Heated Area
Gross Area	2,456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,131 sqft (0.14 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4507 OAK MOSS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 545 PINE RIDGE PLANTATIONAS REC O R 3696 PG 687
Legal Range	24
Legal Township	04
Legal Section	25
Legal Subdivision	PINE RDG PLANTATION
Legal Lot Number	545
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3040
Census Tract	30204

Owner

Source: Clay County records · APN 30-04-25-008069-013-45

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4507 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2014057922
Deed Book / Page	3696 / 0687
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4507 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9065
Document Number	0043071661
Instrument Date	May 07, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 OAK MOSS LOOP MIDDLEBURG FL 320689065, MIDDLEBURG, FL 32068-9065

Mortgage

Document Number	0043071661
Date	May 14, 2020
Book Page	004307/001661
Instrument	23770

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-53.98%) Homeowner's exemption	$179,795 (+5.99%)	$275,485 (-4.65%) Land $50,000 Building $225,485
2023	$4,626.00 (+6.57%) Homeowner's exemption	$169,639 (+3%)	$288,908 (+17.04%) Land $50,000 Building $238,908
2022	$4,341.00 Homeowner's exemption	$164,699	$246,845 Land $23,500 Building $223,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 202 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2100741, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORANGE PARK GRID private · serves 127,904 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.