4502 Ripon Rd, Crystal Lake, IL 60012 Property Records

McHenry County property record for 4502 Ripon Rd, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,816 sqft · built 1974
Lot Size1.33 acres (57,935 sqft)
Owner2 Owner Names on Record
Last Sale$293,000 (Jul 2002)
Deeds & MortgagesMay 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-27-251-002

Property Details

APN / Parcel Number

Primary APN14-27-251-002

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,816 sqft Living Area
Gross Area4,224 sqft
Basement Area1,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Construction TypeFrame
Foundation TypeRaised
Lot Area57,935 sqft (1.33 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4502 RIPON RD
CityCRYSTAL LAKE
StateIL
Zip60012-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0057349 LT 30 COLLEGE HILL
Legal Range08E
Legal Township44N
Legal Section27
Legal SubdivisionCOLLEGE HILL
Legal Block251
Legal Lot Number30
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3016
Census Tract870809

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4502 RIPON RD, CRYSTAL LAKE, IL 60012-2026
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2002 · Amount on Record
Deed SaleJul 1, 2002 · Amount on Record
Deed Document Number2002R0057349
Record UpdatedJun 7, 2026

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address4502 RIPON RD, CRYSTAL LAKE, IL 60012-2026
Document Number0000021454
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedJun 26, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4502 RIPON RD CRYSTAL LAKE IL 600122026, CRYSTAL LAKE, IL 60012-2026

Mortgage

Document Number0000021454
DateJun 14, 2017
Instrument21454
Lender
NameNEWLANDS ASSET HOLDINGS TRUST
AddressCHARLOTTE, NC 28217
Agreement
AmountAmount Recorded
Term360 Months
DueJun 13, 2047
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$95,833 Land $20,978 Building $74,855$287,499 Land $62,934 Building $224,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ripon Rd

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