McHenry County property record for 4524 Ripon Rd, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,988 sqft · built 1986 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $280,000 (Jan 1999) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-27-251-009 |
| Primary APN | 14-27-251-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 4,568 sqft |
| Basement Area | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Type | Attached |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 291 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4524 RIPON RD |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1999R0007395 LT 26 COLLEGE HILL MEMO: TRANSFER OF FENCE & DISCLAIMER OF INTEREST PER DOC 1999R0007398 |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 27 |
| Legal Subdivision | COLLEGE HILL |
| Legal Block | 251 |
| Legal Lot Number | 26 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 870809 |
The current owner of 4524 Ripon Rd bought it in January 1999.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4524 RIPON RD, CRYSTAL LAKE, IL 60012-2026 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 1999 · Amount on File |
| Deed Sale | Jan 27, 1999 · Amount on File |
| Deed Document Number | 1999R0007395 |
| Deed Book / Page | 1427 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4524 RIPON RD, CRYSTAL LAKE, IL 60012-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007330 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021R0007330 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4524 RIPON RD, CRYSTAL LAKE, IL 60012-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000793 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019R0000793 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $117,845 Land $26,804 Building $91,041 | $353,535 Land $80,412 Building $273,123 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4524 Ripon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4524 Ripon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures