4607 Ripon Rd, Crystal Lake, IL 60012 Property Records

McHenry County property record for 4607 Ripon Rd, Crystal Lake, IL 60012

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,068 sqft · built 1971
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Sep 2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-27-402-004`

Property Details

APN / Parcel Number

Primary APN	`14-27-402-004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	4,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4607 RIPON RD
City	CRYSTAL LAKE
State	IL
Zip	60012-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0031212 LT 34 COLLEGE HILL MEMO: WHITE, BENJAMIN/ GILDENMEISTER, DAWN
Legal Range	08E
Legal Township	44N
Legal Section	27
Legal Subdivision	COLLEGE HILL
Legal Block	402
Legal Lot Number	34
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	3
Census Block	3016
Census Tract	870809

Owner

4607 Ripon Rd is owned and occupied by an individual who bought it in September 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4607 RIPON RD, CRYSTAL LAKE, IL 60012-2027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Aug 7, 2003 · Amount on File
Deed Document Number	2022R0031212
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 7, 2022
Property Address	4607 RIPON RD, CRYSTAL LAKE, IL 60012-2027
Document Number	0000031212
Map Reference	DOC 505979
Instrument Date	Aug 24, 2022
Instrument	2022R0031212
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4607 RIPON RD, CRYSTAL LAKE, IL 60012-2027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031213
Date	Sep 7, 2022
Instrument	2022R0031213

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Prairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$112,760 Land $23,307 Building $89,453	$338,280 Land $69,921 Building $268,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4607 Ripon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4607 Ripon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20