4484 Flounder Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4484 Flounder Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1999
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2023)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2010-0250-0060`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2010-0250-0060`
Alternative APNs	`00156173` `156173`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	936 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	520 sqft
Deck Area	360 sqft
Patio Area	330 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00156173
Street Address	4484 FLOUNDER DR
City	HERNANDO BEACH
State	FL
Zip	34607-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 4 BLK 25 LOT 6
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 4
Legal Block	25
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2025
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2010-0250-0060

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4484 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Seller Carry-Back JOEL D GANT ETUX
Mar 20, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Jan 25, 1999 · Amount on Record
Deed Document Number	202314786
Deed Book / Page	4276 / 463
Prior Transfer Date	Jan 20, 2012
Prior Transfer Doc	0028760175
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 20, 2023
Property Address	4484 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930
Document Number	0042760463
Book / Page	4276 / 463
Map Reference	MB 6 PG 95A-95C
Instrument Date	Mar 02, 2023
Instrument	2023014786
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4484 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4484 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930

Mortgage

Document Number	2023014787
Date	Mar 20, 2023
Instrument	2023014787

Lender

Name	JOEL D GANT ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Mar 02, 2028

Interest

Rate	0.6%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 20, 2023
Property Address	4484 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930
Document Number	0042760461
Book / Page	4276 / 461
Map Reference	MB 6 PG 95A-95C
Instrument Date	Feb 21, 2023
Instrument	2023014785
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$354.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4490 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,231.00 (+313.19%)	$373,519 (+138.8%) Land $153,600 Building $219,919	$373,519 (-5.18%) Land $153,600 Building $219,919
2023		$156,418 Land $156,418
2022	$1,266.00		$393,931 Land $158,400 Building $235,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 412 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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