4501 Nicklaus Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4501 Nicklaus Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.112 acres (4,874 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2020)
Tax Bill	$8,265 (2024)
Deeds & Mortgages	May 2020 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-29-405-022`

Property Details

APN / Parcel Number

Primary APN	`46-20-29-405-022`

Exterior

Lot Area	4,874 sqft (0.112 acres)

Location & Zoning

Street Address	4501 NICKLAUS DR
City	CHAMPAIGN
State	IL
Zip	61822-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115B THE LEGENDS OF CHAMPAIGN PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	29
Legal Subdivision	THE LEGENDS OF CHAMPAIGN PHASE 1
Legal Lot Number	115B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2079
Census Tract	1205

Owner

4501 Nicklaus Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Mar 15, 2018	Warranty Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK
Jul 17, 2017	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	202016325
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007906
Date	May 12, 2020
Instrument	2020R07906

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%
Change Frequency	Quarterly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 18, 2020
Property Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000016325
Map Reference	DOC 2008R 05969
Instrument Date	Jul 21, 2020
Instrument	2020R16325
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166

Mortgage

Document Number	0000016326
Date	Aug 18, 2020
Instrument	2020R16326

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	2.75%

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 15, 2018
Property Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000003876
Map Reference	DOC2008 R 05969
Instrument Date	Feb 19, 2018
Instrument	2018R03876
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166

Mortgage

Document Number	0000003878
Date	Mar 15, 2018
Instrument	2018R03878

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2017
Property Address	4501 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000013015
Map Reference	DOC2008R03385
Instrument Date	Jul 7, 2017
Instrument	2017R13015
Transaction Type	Construction Loan
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BELMONT PT, CHAMPAIGN, IL 61822-3506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013016
Date	Jul 17, 2017
Instrument	2017R13016

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 14, 2018

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,080 Land $16,370 Building $96,710	$339,240 Land $49,110 Building $290,130
2024	$8,265.00
2022	$7,238.00 Homeowner's exemption	$84,680 Land $12,260 Building $72,420	$254,040 Land $36,780 Building $217,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4501 Nicklaus Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4501 Nicklaus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Verizon.

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