4500 S Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4500 S Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1977
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Trust Names on File
Last Sale	$185,000 (Jun 2020)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-352-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-352-001-000`
Alternative APN	`29597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,332 sqft Finished Area
1st Floor Area	1,332 sqft
Basement Area	1,248 sqft
Finished Basement	312 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29597
Street Address	4500 S CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4A & 5 BLOCK 16 CRESTVIEW ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	CRESTVIEW ADDN
Legal Block	16
Legal Lot Number	4A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3019
Census Tract	1902

Owner

4500 S Cliff Ave is owner-occupied and held in a trust since June 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4500 S CLIFF AVE, SIOUX FALLS, SD 57103-4926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage WELLS FARGO
Jun 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Deed Book / Page	596-D / 698
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2026
Property Address	4500 S CLIFF AVE, SIOUX FALLS, SD 57103-4926
Document Number	0000160367
Book / Page	2017-M / 224
Instrument Date	May 18, 2026
Instrument	2026160367
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 S CLIFF AVE, SIOUX FALLS, SD 57103-4926

Mortgage

Document Number	0000160367,
Date	Jun 4, 2026
Book Page	2017-M/224
Instrument	2026160367

Lender

Name	WELLS FARGO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 16, 2020
Property Address	4500 S CLIFF AVE, SIOUX FALLS, SD 57103-4926
Document Number	596DEED/698
Book / Page	596 DEED / 698
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4500 S CLIFF AVE, SIOUX FALLS, SD 57103-4926

Mortgage

Document Number	1888MTG708
Date	Jun 16, 2020
Instrument	1888 MTG/708

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AU
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	1888MTG/291
Date	Jun 16, 2020
Book Page	1888 MTG/291

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4500 S Cliff Ave was $3,527.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,502 (+8.2%) Land $32,439 Building $246,063	$278,502 Land $32,439 Building $246,063
2025	$3,527.00	$257,400 (+1.42%) Land $32,800 Building $224,600
2024	$3,527.00	$253,800 Land $32,800 Building $221,000
2022	$3,292.00	$216,700 Land $32,800 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4500 S Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 S Cliff Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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