4408 S Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4408 S Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1978
Lot Size	0.205 acres (8,939 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Nov 2024)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-309-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-309-003-000`
Alternative APN	`29598`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,248 sqft Finished Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	411 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,939 sqft (0.205 acres)
Lot Dimensions	111 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29598
Street Address	4408 S CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 16 CRESTVIEW ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	CRESTVIEW ADDN
Legal Block	16
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3019
Census Tract	1902

Owner

4408 S Cliff Ave is owner-occupied and held in a trust since November 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4408 S CLIFF AVE, SIOUX FALLS, SD 57103-4924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
May 29, 2019	Warranty Deed, Transfer · Line of Credit FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Book / Page	629-D / 114
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0000500276
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4408 S CLIFF AVE, SIOUX FALLS, SD 57103-4924
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940MTG/309
Date	Nov 24, 2021
Book Page	1940 MTG/309

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4408 S CLIFF AVE, SIOUX FALLS, SD 57103-4924
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871MTG/296
Date	Nov 7, 2019
Book Page	1871 MTG/296

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 29, 2019
Property Address	4408 S CLIFF AVE, SIOUX FALLS, SD 57103-4924
Document Number	589DEED/0237
Book / Page	589 DEED / 0237
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S SHEBAL AVE, HARRISBURG, SD 57032-2411

Mortgage

Document Number	1859MTG0802
Date	May 29, 2019
Instrument	1859 MTG/0802

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4408 S Cliff Ave was $3,757.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,063 (+8.4%) Land $30,066 Building $269,997	$300,063 Land $30,066 Building $269,997
2025	$3,757.00	$276,800 (-2.09%) Land $30,400 Building $246,400
2024	$3,757.00	$282,700 Land $30,400 Building $252,300
2022	$3,615.00	$240,400 Land $30,400 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4408 S Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4408 S Cliff Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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