4500 Panorama Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4500 Panorama Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$479,000 (Oct 2017)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-171-050-000`

Property Details

APN / Parcel Number

Primary APN	`329-171-050-000`
Alternative APNs	`32917150100` `3291715010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	87,120 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,561 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4500 PANORAMA DR
City	PLACERVILLE
State	CA
Zip	95667-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE10
Legal Description	PM 23/69/3
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1008
Census Tract	31505

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit SAFE CU
Apr 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Document Number	201744626
Last Transfer Date	Apr 20, 2020
Transfer Doc	0000018786
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716

Mortgage

Document Number	0000050837
Date	Sep 18, 2020
Instrument	2020-0050837

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 27, 2020
Property Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716
Document Number	0000018786
Map Reference	MB 23 PG 69
Instrument Date	Apr 20, 2020
Instrument	2020-0018786
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 PANORAMA DR, 4500, PLACERVILLE, CA 95667-9716

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018787
Date	Apr 27, 2020
Instrument	2020-0018787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2017
Property Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716
Document Number	0000044626
Map Reference	MB 23 PG 69
Instrument Date	Oct 3, 2017
Instrument	2017-0044626
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL FAIR OAKS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4500 PANORAMA DR, PLACERVILLE, CA 95667-9716

Mortgage

Document Number	0000044627
Date	Oct 5, 2017
Instrument	2017-0044627

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,915 (+2%) Land $191,494 Building $364,421
2025	$5,678.00 (+4.53%) Homeowner's exemption	$545,016 (+4.04%) Land $187,740 Building $357,276
2023	$5,432.00 (+1.21%) Homeowner's exemption	$523,853 Land $180,450 Building $343,403
2022	$5,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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