450 Wilcox Ave, Elgin, IL 60123 Property Records

Kane County property record for 450 Wilcox Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 967 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jun 2018)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-153-014`

Property Details

APN / Parcel Number

Primary APN	`06-23-153-014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	967 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	967 sqft
Basement Area	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	450 WILCOX AVE
City	ELGIN
State	IL
Zip	60123-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS 4TH ADDN LOT 1 BLOCK 10
Legal Subdivision	GROTE&WALDRONS 4TH ADDN
Legal Block	10
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 WILCOX AVE, ELGIN, IL 60123-7355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Document Number	201830007
Prior Transfer Date	Aug 24, 1999
Prior Transfer Doc	0000088760
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2025
Property Address	450 WILCOX AVE, ELGIN, IL 60123-7355
Document Number	0000045077
Instrument Date	Oct 31, 2025
Instrument	2025K045077
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 WILCOX AVE, ELGIN, IL 60123-7355

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2018
Property Address	450 WILCOX AVE, ELGIN, IL 60123-7355
Document Number	0000030007
Instrument Date	Jun 8, 2018
Instrument	30007
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 N MCLEAN BLVD ELGIN IL 601232037, ELGIN, IL 60123-2037

Mortgage

Document Number	30008
Date	Jun 25, 2018
Instrument	30008

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,411.00 (+4.52%) Homeowner's exemption	$78,931 (+8.57%) Land $18,999 Building $59,932	$236,888 (+8.57%) Land $57,020 Building $179,868
2024	$5,177.00 (+10.81%) Homeowner's exemption	$72,700 (+21.39%) Land $17,499 Building $55,201	$218,187 (+21.44%) Land $52,518 Building $165,669
2022	$4,672.00 (+4.75%) Homeowner's exemption	$59,888 (+6.96%) Land $14,415 Building $45,473	$179,664 (+6.96%) Land $43,245 Building $136,419
2021	$4,460.00 Homeowner's exemption	$55,991 Land $13,477 Building $42,514	$167,973 Land $40,431 Building $127,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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