Kane County property record for 409 Wilcox Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 3,783 sqft (0.87 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2018) |
| Tax Bill | $3,301.00 (2025) |
| Primary APN | 06-23-176-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,296 sqft Gross Area |
| Basement Area | 432 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Traditional Style |
| Construction Type | Frame Construction |
| Lot Area | 3,783 sqft (0.87 acres) |
| Depth X Width | 132 ft x 29 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 409 WILCOX AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN NORTH 1/2 LOT 2 BLOCK 8 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5023 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-176-002
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 WILCOX AVE, ELGIN, IL 60123-7319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 21, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Aug 09, 2013 · Amount on Record |
| Deed Doc Number | 201851759 |
| Prior Transfer Date | Jan 29, 2004 |
| Prior Transfer Doc | 0000022231 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 WILCOX AVE, ELGIN, IL 60123-7319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010972 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026K010972 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 WILCOX AVE, ELGIN, IL 60123-7319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000071524 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021K071524 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 23, 2018 |
| Property Address | 409 WILCOX AVE, ELGIN, IL 60123-7319 |
| Document Number | 0000051759 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 51759 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 536 LAVOIE ELGIN IL 60123, ELGIN, IL 60123 |
| Document Number | 51760 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 51760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,301.00 (+5.16%) Homeowner's exemption | ||
| 2024 | $3,139.00 (+10.02%) | $47,231 (+21.39%) Land $8,338 Building $38,893 | $141,750 (+21.44%) Land $25,024 Building $116,726 |
| 2022 | $2,853.00 (+5.28%) Homeowner's exemption | $38,908 (+6.96%) Land $6,869 Building $32,039 | $116,724 (+6.96%) Land $20,607 Building $96,117 |
| 2021 | $2,710.00 Homeowner's exemption | $36,376 Land $6,422 Building $29,954 | $109,128 Land $19,266 Building $89,862 |
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