412 Wilcox Ave, Elgin, IL 60123 Property Records

Kane County property record for 412 Wilcox Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,003 sqft · built 1900
Lot Size0.164 acres (7,128 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Dec 2015)
Tax Bill$4,456 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-151-012

Property Details

APN / Parcel Number

Primary APN06-23-151-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,003 sqft Living Area
Gross Area2,006 sqft
1st Floor Area1,003 sqft
Basement Area1,003 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Construction TypeFrame
Lot Area7,128 sqft (0.164 acres)
Lot Dimensions132 ft deep x 54 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address412 WILCOX AVE
CityELGIN
StateIL
Zip60123-7320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN LOT 3 BLOCK 7
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block7
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5024
Census Tract851600

Owner

Source: Kane County records · APN 06-23-151-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 WILCOX AVE, ELGIN, IL 60123-7320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Feb 10, 2017Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 11, 2015 · Amount on Record
Deed SaleDec 11, 2015 · Amount on Record
Prior SaleAug 12, 2003 · Amount on Record
Deed Document Number201566222
Last Transfer DateJan 15, 2017
Transfer Doc0000007960
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address412 WILCOX AVE, ELGIN, IL 60123-7320
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014735
DateFeb 25, 2021
Instrument2021K014735
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate2.5%

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 10, 2017
Property Address412 WILCOX AVE, ELGIN, IL 60123-7320
Document Number0000007960
Instrument DateJan 13, 2017
Instrument7960
Transaction TypeTransfer
Record UpdatedMay 03, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WILCOX AVE ELGIN IL 601237320, ELGIN, IL 60123-7320

Mortgage

Document Number7961
DateFeb 10, 2017
Instrument7961
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,456.00 (+15.77%) Homeowner's exemption
2024$61,178 (+21.39%) Land $14,313 Building $46,865$183,607 (+21.44%) Land $42,956 Building $140,651
2022$3,849.00 (+4.93%) Homeowner's exemption$50,397 (+6.96%) Land $11,791 Building $38,606$151,191 (+6.96%) Land $35,373 Building $115,818
2021$3,668.00 Homeowner's exemption$47,118 Land $11,024 Building $36,094$141,354 Land $33,072 Building $108,282

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898516005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 626 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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