Kane County property record for 412 Wilcox Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,003 sqft · built 1900 |
| Lot Size | 0.164 acres (7,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Dec 2015) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-012 |
| Primary APN | 06-23-151-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| Gross Area | 2,006 sqft |
| 1st Floor Area | 1,003 sqft |
| Basement Area | 1,003 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,128 sqft (0.164 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 412 WILCOX AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 3 BLOCK 7 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-151-012
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 WILCOX AVE, ELGIN, IL 60123-7320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on Record |
| Deed Sale | Dec 11, 2015 · Amount on Record |
| Prior Sale | Aug 12, 2003 · Amount on Record |
| Deed Document Number | 201566222 |
| Last Transfer Date | Jan 15, 2017 |
| Transfer Doc | 0000007960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 412 WILCOX AVE, ELGIN, IL 60123-7320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014735 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021K014735 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate | 2.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 10, 2017 |
| Property Address | 412 WILCOX AVE, ELGIN, IL 60123-7320 |
| Document Number | 0000007960 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 7960 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 WILCOX AVE ELGIN IL 601237320, ELGIN, IL 60123-7320 |
| Document Number | 7961 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 7961 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,456.00 (+15.77%) Homeowner's exemption | ||
| 2024 | $61,178 (+21.39%) Land $14,313 Building $46,865 | $183,607 (+21.44%) Land $42,956 Building $140,651 | |
| 2022 | $3,849.00 (+4.93%) Homeowner's exemption | $50,397 (+6.96%) Land $11,791 Building $38,606 | $151,191 (+6.96%) Land $35,373 Building $115,818 |
| 2021 | $3,668.00 Homeowner's exemption | $47,118 Land $11,024 Building $36,094 | $141,354 Land $33,072 Building $108,282 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898516005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 626 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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