Chester County property record for 450 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,226 sqft · built 1982 |
| Lot Size | 0.536 acres (23,341 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jun 2008) |
| Tax Bill | $553 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4D-75 |
| Primary APN | 41-4D-75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 2,666 sqft |
| Basement Area | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,341 sqft (0.536 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 450 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 75 & DWG |
| Legal Subdivision | WHITFORD VILLAGE MADE 02 WHITFORD |
| Legal Lot Number | 75 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 SPRUCE DR, EXTON, PA 19341-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2008 · Amount on Record |
| Deed Sale | Jun 16, 2008 · Amount on Record |
| Deed Document Number | 200810852996 |
| Deed Book / Page | 7456 / 1435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 450 SPRUCE DR, EXTON, PA 19341-2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0105732385 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 10573/2385 |
| Instrument | 11841631 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 450 SPRUCE DR, EXTON, PA 19341-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0103960199 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 10396/199 |
| Instrument | 11793749 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553.00 (-89.47%) | $181,200 (-) Land $39,460 Building $141,740 | $181,200 (-) Land $39,460 Building $141,740 |
| 2024 | $5,252.00 | $181,200 Land $39,460 Building $141,740 | |
| 1998 | $181,200 Land $39,460 Building $141,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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