Chester County property record for 448 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,338 sqft · built 1981 |
| Lot Size | 0.508 acres (22,110 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (Sep 1989) |
| Tax Bill | $530 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4D-74 |
| Primary APN | 41-4D-74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| Gross Area | 2,738 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,110 sqft (0.508 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 448 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 76 & DWG |
| Legal Lot Number | 76 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 SPRUCE DR, EXTON, PA 19341-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 26, 2019 | Quit Claim Deed, Transfer WHITFORD LAND TRANSFER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1989 · Amount on Record |
| Deed Sale | Sep 1, 1989 · Amount on Record |
| Deed Book / Page | 1697 / 187 |
| Last Transfer Date | Jul 17, 2019 |
| Transfer Doc | 0099680920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 448 SPRUCE DR, EXTON, PA 19341-2020 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 448 SPRUCE DR, EXTON, PA 19341-2020 |
| Document Number | 0108742285 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 10874/2285 |
| Instrument | 11924103 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 26, 2019 |
| Property Address | 448 SPRUCE DR, EXTON, PA 19341-2020 |
| Document Number | 0099680920 |
| Book / Page | 009968 / 000920 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 11678690 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | WHITFORD LAND TRANSFER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 448 SPRUCE DR EXTON PA 193412020, EXTON, PA 19341-2020 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530.00 (-89.47%) | $173,610 (-) Land $38,920 Building $134,690 | $174,540 (-) Land $38,920 Building $135,620 |
| 2025 | $173,610 (-) Land $38,920 Building $134,690 | $174,540 (-) Land $38,920 Building $135,620 | |
| 2024 | $5,032.00 | $173,610 Land $38,920 Building $134,690 | |
| 1998 | $174,540 Land $38,920 Building $135,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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