Campbell County property record for 450 Ruschman Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3,286 sqft · built 1995 |
| Owner | 2 Individual Names on Record |
| Last Sale | $37,000 (Oct 1995) |
| Tax Bill | $6,969 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-849.04 |
| Primary APN | 999-99-19-849.04 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,286 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Old Parcel Number | 9999919849.04 |
|---|---|
| Street Address | 450 RUSCHMAN DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 RUSCHMAN SUB |
| Legal Subdivision | RUSCHMAN ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 RUSCHMAN DR, COLD SPRING, KY 41076-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 1995 · Amount on Record |
| Deed Sale | Oct 3, 1995 · Amount on Record |
| Deed Document Number | 0000219338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 450 RUSCHMAN DR, COLD SPRING, KY 41076-9271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 450 RUSCHMAN DR, COLD SPRING, KY 41076-9271 |
| Document Number | 0005146038 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | M1068/309 |
| Instrument | 5146038 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 25, 2051 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,969.00 (+40.5%) | $575,000 (+39.09%) Land $50,000 Building $525,000 | $575,000 (+39.09%) Land $50,000 Building $525,000 |
| 2023 | $4,960.00 (-4.01%) | $413,400 (-) Land $50,000 Building $363,400 | $413,400 (-) Land $50,000 Building $363,400 |
| 2022 | $5,167.00 | $413,400 Land $50,000 Building $363,400 | $413,400 Land $50,000 Building $363,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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